California Refinance Home Loan Center
30 year fixed
5.6 % APR over 360
 
5 year ARM w/IO option
5.65 % APR over 30
 
15 year fixed
5.12 % APR over 180
 
   
 
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California Self Employed and Needing to Refinance

In the past I have had trouble getting loans and refinancing on my home. I am self employed and I don't show a great deal of income. The banks tell me I don't have enough credit history and I don't demonstrate enough income to qualify for a home loan.
Self Employed and Need $50,000 from my home.

I am self employed and I recently acquired some extra high interest credit card debt that I need to get rid of. I have had much difficulty acquiring a second mortgage loan from the local banks and I really need some help. I have equity in my home but because I'm self employed the banks see me as a higher risk. All I really need is around $50,000 to pay off the high interest card debt to get back on track.
Self Employed and Can't Show a Credit History?
You really shouldn't be punished for payirng cash for services and products but you are when it comes to home loan refinancing in California or any where else. We understand your plight and our hand selected California Loan officers will help make it right for you.
Two Years of Self Employed Tax Returns.
I was told that I need two years of self employed tax returns where I show good income to acquire a home refinance loan. Do you have the same requirement for me to get a home loan. Although we do have the two years of tax returns we really haven't showed much income as we have a fairly new business.

 

 
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